Tag Archives: brian davison alternative investment

Can Mortgage Brokers Be a Pitfall of Trust Deed/Mortgage Investing?
Most Trust Deed investing for individual investors is facilitated through a Mortgage Broker.  For the borrower; the Mortgage Broker advertises that he has money to lend and negotiates the terms of the loan, is to conduct due diligence on the borrower and the property.  For the investor; the Mortgage Broker advertises that he has investment opportunities for the money of investors in properties.  Simply put; the Mortgage Broker is simply acting as a middleman between those that have the money and those that want the money. A successful Trust Deed Broker is typically every effective at marketing and sales as they must consistently cater to two groups at all times; the borrower and the investors to create a transaction so they can earn their fees.  However in most cases; at the core; they are not true Real Estate guys. The interest in the transaction usually begins and...
Four Years into the Real Estate Crisis – What is Driving the New Renter Class?
There are many factors that are driving the new renter class, but it can be broken down into forced pragmatism vs. the American dream.  Here are 5 factors that are driving rentals versus ownership: 1.  Real cost of home ownership: With no home price appreciation prospective buyers analyze all cost of ownership; property taxes, HOA dues, maintenance / repair costs. Notable: property taxes will be under pressure as municipalities look to raise rates to balance stressed budgets. Transaction costs; typically overlooked and take 10% off any arms length transaction - a price of mobility or cashing out. 2.  Demographic effects: Baby boomer households have begun the shift to empty nesters, downsizing, smaller vacation home buyers. Gen Y is growing pressing the need for entry level housing, this is an 80M- group whose job growth was 3x’s the national average in 2010 and the average house- hold size is declining...